The Total Money Makeover

The Total Money Makeover

A Proven Plan for Financial Fitness

Book - 2013
Average Rating:
14
1
1
Rate this:

If you will live like no one else, later you can live like no one else.

Build up your money muscles with America's favorite finance coach.

Okay, folks, do you want to turn those fat and flabby expenses into a well-toned budget? Do you want to transform your sad and skinny little bank account into a bulked-up cash machine? Then get with the program, people. There's one sure way to whip your finances into shape, and that's with The Total Money Makeover: Classic Edition .

By now, you've heard all the nutty get-rich-quick schemes, the fiscal diet fads that leave you with a lot of kooky ideas but not a penny in your pocket. Hey, if you're tired of the lies and sick of the false promises, take a look at this-it's the simplest, most straightforward game plan for completely making over your money habits. And it's based on results, not pie-in-the-sky fantasies. With The Total Money Makeover: Classic Edition , you'll be able to:

Design a sure-fire plan for paying off all debt-meaning cars, houses, everything Recognize the 10 most dangerous money myths (these will kill you) Secure a big, fat nest egg for emergencies and retirement!
Publisher: Nashville, Tenn. : Nelson Books, c2013
Edition: Classic edition
ISBN: 9781595555274
Branch Call Number: 332 .024 RAM
Characteristics: xxvii, 237 p. :,ill. ;,25 cm

Opinion

From the critics


Community Activity

Comment

Add a Comment

u
UnusualKirsten
Nov 29, 2016

I discovered Dave Ramsey and the Baby Steps just over a year ago. I Have read every book of his I can get my hands on since! The process is simple, you just need to stick with it and this book gave me the empowerment and motivation I needed when it was lacking. My husband and I are set to be debt free before the end of 2018 thanks to DR!

l
lemondrop88
Oct 13, 2016

Inspiring. A "go get'em" sort of book. One feels as if Ramsey genuinely believes in them. This book actually motivated me to make some changes in my life, and I am going forwards sharing this with my family. I highly recommend this to young adults. At age 25 we're supposed to start putting away for retirement; this gives a solid education on how to get there, what to do, and how to retire with dignity. As someone who paid for college themselves, it is lovely to feel I have a personal financial advisor and an education about what a 401k is, Roth IRA, the snowball effect, and the 15% rule. Highly recommended.

Mattcozens Jun 20, 2016

Anyone that has seen Dave's Vlogs or followed his podcasts knows that he offers sound financial advice. This book is filled with case studies of people in various degrees of financial ruin and how they took control of their situation and achieved financial stability following Dave's methods.
Worth a look for those in need of inspiration.

Cynthia_N Jun 16, 2016

This book is full of commonsense advice about money. It isn't that the information Ramsey gives is so unique but that it is in such a no nonsense format. He offers readers , in very simple and motivational steps, a way to pay off debt and to start living and he does stress that it will not be easy initially but it will make life easier (and more fun) down the road.

b
bradenbost
May 24, 2016

I rate Dave's message, method, and ongoing mission at 5 stars. It feels wrong to give this book anything less than that in light of those things.

That said . . . if you already know about Dave's baby steps, the debt snowball, the concept of getting out of and staying out of debt, investing wisely, living below your means, paying cash for everything, etc. etc. . . . this book feels like little more than a slew of Dave's familiar, motivational sound bites. He does go into some greater detail in some things in this book than he does on a regular basis on the radio show, but--as someone who was already familiar with all of this, is on step 2, and felt it was likely a good idea to finally get around to reading the book--I don't think I got much more out of it than what I already had going in.

If this is where your "Dave Journey" starts, by all means, read the book and get started. But if you're like me and reading it is a back-fill, don't expect a whole lot more than what you already have.

j
JP_Wright
Dec 02, 2015

The Total Money Makeover – Dave Ramsey

I appreciate Dave Ramsey’s experience, knowledge, and insights. I think what makes him so good at what he does is that he had hit rock bottom twice because of some poor choices and had to rebound out of his own volition. Although I got quite a bit out of this book and enjoyed a lot of the personal stories from people all over the country, I thought it was a little more basic than I would have liked. I recommend reading The Complete Guide to Money instead. It covers everything in The Total Money Makeover and some more in-depth details about financial plans and budgets. However, I can also say that you can never get enough encouragement and realistic advice from someone who has suffered and knows how sinister the hole of debt can be. This is still a good book.

m
mikehenke
Nov 06, 2015

My copy I received from the library is the most recent TMM, 2013 despite the library information saying -2009- . I think it is larger print too. If the other TMM has a long queue , grab this one.

s
SLWalker
Oct 22, 2014

This book changed my life, financial and otherwise. Ramsey breaks your makeover into baby steps that you can concentrate on and achieve.
5 years ago I had credit card debt, a car loan, virtually no money saved and was frustrated/angry every time I had to sit down and pay bills.
Fast forward to today. I have no debt except on my reasonable mortgage. I have money saved for emergencies, funding my daughters college funds, saving for my retirement, able to take my family on paid for vacation, and slowly killing off the mortgage bit by bit.
I'm able to help and give more now than I ever have. Give it a try, if you don't like it you can always go back to doing what you are doing now!

RudyLove1040 Jun 18, 2012

This simple book's information is worth millions! A book that will change your financial life!

s
shawperc
Nov 22, 2011

As of July, were debt free because of this book. Definitely consider reading it :D

Were already on step 3b! woohoO! This book changed our lives.

View All Comments

Summary

Add a Summary

b
bdeitenbeck
Feb 10, 2015

This is a great book for those looking to gain control of their money. The author does an excellent job laying out the steps in the path to financial peace. I appreciate that the author provides supporting documents to help you.

Quotes

Add a Quote

b
bdeitenbeck
Feb 10, 2015

“We buy things we don't need with money we don't have to impress people we don't like.”

Age Suitability

Add Age Suitability

There are no age suitabilities for this title yet.

Notices

Add Notices

There are no notices for this title yet.

Explore Further

Browse by Call Number Get NoveList Reading Recommendations

Subject Headings

  Loading...

Find it at PMPL

  Loading...
[]
[]
To Top